Retainers may be tax deductible - consult your tax advisor or see tax deductibility under our FAQ section.  Zehnder Wealth Management strives to provide excellence in the field of Financial Planning. As a "Fee-Only" CERTIFIED FINANCIAL PLANNER, you can be assured the client's best interest is always foremost.  We receive no commissions on any product we recommend,  the only fee we earn is what you pay us. That way you can be assured there will never be a conflict of interest in what we recommend.  If at any time you are not satisfied with our service, we will gladly refund you the prorated remainder of your retainer - no questions asked.  We also offer hourly consultations for specific issues, please ask for details. Gift certificates are also available.